Business Loans

Micro loans

Amount: min. – 1000 AZN (or equivalent) max – 30.000 AZN (or equivalent)

Duration: min. 6 months max. 36 months.

Loan FIFD (actual annual rate): min. 22.5% max. 25%

Commission: 1% -2%;

Payment form: Annuity (in equal installments);

Collateral: Movable property, real estate, home appliances, or floor;

Required Documents:

Identity card (copy) and company package of documents (charter, registration documents, etc.) – copy
Documents confirming credit history

Small and medium loans

Amount: min. – 30,000 AZN (or equivalent) max – 500,000 AZN (or equivalent)

Duration: min. 12 months max. 60 months.

Loan FIFD (actual annual rate): min. 18.5% max. 25%

Commission: 1% -2%;

Payment method: Annuity order (in equal installments);

Collateral: Movable property or real estate;

Required Documents:

ID cards
Company package of documents (charter, registration documents, etc. – copy)
Copy of final reports submitted to tax authorities
Business-approval documents (business plan, balance sheet, income and expense, cash flow statement)
Documents for property offered as collateral (real estate / vehicles / equipment)